Credit Cards With a Low Standard Rate APR
Are you looking for a credit card with a low standard rate APR for long term use? Listed below are some of the credit cards with a low standard rate of interest. Seen by some applicants as being 'boring'; there can be added benefits in using these cards including cash back or rewards for these credit cards.
| Credit Card | Intro 0% Balance Transfers | Intro 0% Purchases | Cash Back/ Rewards | Extras | Apply Now |
 Capital One Platinum 9.9% |
0% until August 2008 [1.7% fee] |
0% until 1st August 2008 | None | Comes with a choice of 8 different card designs - only available for applicants with an excellent credit history. | Apply Now |
|
0% until 1st March 2009 |
0% until 1st August 2008 |
None | 0% bonus offer until 1 December 2009 on balances transferred during June 2009 (2.9% fee). No annual fee, free online fraud protection, free additional card and 24 hour customer support. |
Apply Now |
 Cash Plus Prepaid APR N/A |
None | None | None | A prepaid credit card that can't charge any interest as you can only spend what you load into the card. Ideal for children, holidays and poor credit history applicants. | Apply Now |
 Nat West 13.9% |
0% for 13 Months |
0% for 3 Months |
None | Up to 56 days interest free credit on your purchases and online account management. Additional benefits are available for Gold & Platinum applicants. | Apply Now |
Articles
Choosing the Right Card
There are literally hundreds of credit cards on offer in the UK, and the list is growing daily. So, which is the best on offer? It very much depends on how each person plans to use their card. The answer lies in asking one simple question; “What do I want to use a credit card for?”
Standard Credit Cards
Not too long ago if you wanted a credit card you had a simple choice: MasterCard, Visacard, Diner’s Club or Amex – Silver or Gold. Today everyone issues a credit card and offers all sorts of promotions; so it has become a minefield trying to work out what standard credit cards are.
Top Tips On How Not To Succumb To Plastic Fever
With the UK having the most competitive credit card market in the world after the US it is understandable that over 30m Britons have one or more credit cards. With almost 1,500 different credit cards to choose from the UK now has more credit cards then residents.
Useful Tips On How To Increase Your Credit Card Spending Limit
Many of us in the UK would love to have a higher credit card limit than we currently do. However, short of an immediate pay rise, few of us give any thought as to how we can go about increasing the spending limit that our UK credit card provider have set.