Morgan Stanley Buy and Fly! MasterCard

Introduction
Morgan Stanley have been trying to promote their brand and financial products in the UK for some time now. They are one of the largest suppliers of credit cards in the US and are now trying to impact on the UK market.

With the buy and fly! Mastercard, there is an introductory offer of 0% on balance transfers for 9 months [2% balance transfer charge applicable] before reverting to the standard interest rate of 16.9% apr.

There is a valuable rewards program offering discounted or free travel to your chosen destinations around the world, depending on your spending. You can earn 1 point for every £10 that you spend, a typical flight to Paris will cost 390 points while if you wish to travel further a flight to New York will cost 2500 points, to accumulate this you must spend £25,000.

A fine introductory offer from Morgan Stanley for anyone with a balance to transfer. The major attraction though has to be the reward scheme, you can travel for either a discounted rate or free depending on the level of rewards that you have accrued. One of the most highly rated travel reward schemes of all of these types of credit cards.